
Bad credit and business funding in Australia: what your options really are
A knock-back from the bank isn't the end of the road. How open-minded funders assess your business, and how to put your best case forward.
Read the guideGuides, explainers and tips on cash flow, credit and getting funded, from the team that backs small business.

A knock-back from the bank isn't the end of the road. How open-minded funders assess your business, and how to put your best case forward.
Read the guide
The trade-offs in plain English, so you can pick with confidence.

The exact documents and details to speed up your approval.

The myths, the facts, and what you can change before you apply.

Practical moves to keep the lights on through the quiet months.

Small changes that get money in the door sooner.

When asset finance beats paying cash, and how it works.

What actually sets your borrowing power, and the ranges most businesses can expect.

When a flexible facility beats a lump sum, and when it doesn't.

Owing the tax office doesn't shut the door. How funders see it, and your options.

Tools, utes, materials, and wages while you wait to get paid — how funding fits the trade.

The difference between a soft check and a hard enquiry, explained plainly.
A short monthly note with practical funding and cash-flow ideas for Aussie owners.