Line of Credit
You want the flexibility of having access to varying amounts of cash at different points in time.
Often used for
Why it works
Only pay for what you draw on. Funds available whenever you need them.
Apply in 3 minutes
Your ABN, ID and the last 6 months of business bank statements. No business plans, no projections.
Get a straight answer
We look at how your business is trading, not just a score. An offer in as little as 3 hours.
Funds: ongoing access
Happy with the offer? Money is arranged fast, with repayments built around your cash flow.
Am I eligible?
Don't tick every box? It's still worth a conversation.
- ✓Active ABN or ACN
- ✓An established business, trading for at least 9 months
- ✓Minimum monthly revenue of $20,000
Questions
Do I pay interest on the full limit?
No, only on the funds you actually draw down.
Can I reuse it once repaid?
Yes, as you repay, your available limit tops back up to draw again.
How fast can I set one up?
Apply in about 3 minutes, approval in hours, then ongoing access whenever you need it.
Am I eligible?
An active ABN or ACN, at least 9 months trading and $20,000+ monthly revenue.