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Retail

“Stocked up before our biggest sale and didn't run dry.”

zupo.
The Zupo team
Jess A. · Online retailer, Darwin
Darwin online retailer packing orders at her desk

Jess runs an online store from Darwin, shipping homewares and gifts all over the country. She'd built it from her spare room into a proper operation, and she knew her numbers cold — especially the one big seasonal peak each year that did a huge slice of her annual sales in a few short weeks.

The catch was the cash cycle. To ride the peak she had to commit to a large inventory order months in advance, paying suppliers and freight upfront. In previous years she'd played it safe, ordered conservatively, and then watched her bestsellers sell out mid-rush — leaving money on the table while customers clicked elsewhere. A bank wasn't interested in an online business with no shopfront to point at.

The turning point

Jess found Zupo through an ecommerce community. The application took minutes, didn't touch her credit score, and Zupo looked at her sales data and the clear, repeatable peak rather than getting hung up on the lack of a physical store.

They set up funding to cover a proper inventory order ahead of the peak, sized to her sales history and timed to be repaid as the rush converted stock into orders.

No shopfront, no problem. They read my sales data and saw exactly what the business was.

The outcome

For the first time, Jess went into her peak fully stocked. Nothing sold out early, every order shipped on time, and she captured the full run of demand instead of stalling halfway through. It turned into her biggest season by a clear margin, and the funding paid down on schedule as the orders rolled in.

See where you stand, no credit-score hit

One simple application, an open-minded look, and a real answer in hours.

Apply now

Where they are now

Jess has moved into a small warehouse and now plans each peak around what she can stock, not what she can scrape together. If running dry mid-rush is costing you sales, inventory funding can change that — start with a quick application.

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