Unlock your cash

Invoice Finance

Invoice finance turns a business's unpaid invoices into working capital instead of waiting 30, 60 or 90 days to be paid. Zupo, an Australian business finance broker, arranges invoice finance that advances up to 85% of the invoice value upfront, with the balance minus a fee paid once the customer pays, and funds in 24 to 48 hours.

You have unpaid invoices tying up cash, and do not want to wait 30, 60 or 90 days to get paid.

No upfront credit check · No obligation
Amount
Up to 85% of invoice value
Term
Until the invoice is paid
Get funds in
24 to 48 hours
Invoice Finance for Australian business
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Often used for

Cash flow
Paying wages
Paying suppliers
Funding growth
Smoothing seasonal gaps
Taking on bigger contracts

Why it works

Turn unpaid invoices into working capital, without taking on traditional debt.

01

Apply in 3 minutes

Your ABN, ID and the last 6 months of business bank statements. No business plans, no projections.

02

Get a straight answer

We look at how your business is trading, not just a score. An offer in as little as 3 hours.

03

Funds: 24 to 48 hours

Happy with the offer? Money is arranged fast, with repayments built around your cash flow.

Am I eligible?

  • ✓
    Active ABN or ACN
  • ✓
    You invoice other businesses (B2B)
  • ✓
    An established business, trading for at least 3 months
Apply now

Don't tick every box? It's still worth a conversation.

A real Zupo specialist handles your enquiry, no call centres.

Questions

How does invoice finance work?

You access most of the invoice value upfront, then receive the balance (minus a fee) once your customer pays.

Will my customers know?

Not always. Confidential facilities are available, so you keep the customer relationship.

How much of an invoice can I access?

Up to 85% of the invoice value upfront, with the balance minus a fee once your customer pays.

Is invoice finance a loan?

Not in the traditional sense. It unlocks money you have already earned, so there are no fixed repayments.

Ready to get funded?

Apply in about 3 minutes and see what your business can access.